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First Time Home Buyer

Let's Make the Real Estate Plunge!

Ready to make the biggest investment of your life? We’re here to guide you every step of the way — making the process simple, clear, and stress-free.

Buying your first home can feel overwhelming — paperwork, banks, lawyers, and agents all offering advice. Having someone you trust to guide you with clear and timely information makes all the difference.

Here are a few FAQs to help you get started:

What are some First-Time Home Buyer benefits available?

  • Home Buyers Plan: Access up to $35,000 per person ($70,000 per couple) from RRSP tax-free.
  • FHSA: Save up to $8,000/year ($40,000 total) tax-free for a home purchase.
  • Tax Credit: Up to $1,500 available in your first year.
  • Land Transfer Tax Rebate: Up to $4,000 rebate for first-time buyers.

When should I contact a Mortgage Agent?

Ideally before you start house hunting. A mortgage agent helps determine your budget and gets you pre-approved. Even if you already started looking, it’s not too late to get clarity before making an offer.

What can a Mortgage Agent offer that banks can’t?

Mortgage agents work with multiple lenders including banks, monoline, alternative, and private lenders. This gives you more options, better flexibility, and often more competitive rates.